Optional DAN Dive Injury Insurance (For Residents Outside Australia)
The following four optional DAN Dive Injury Insurance plans are offered in addition to DAN Asia-Pacific Membership. These plans provide coverage for treatment and certain other costs associated with covered dive accidents. DAN Asia-Pacific exclusively offers Members these dive injury insurance plans only at the time of joining or renewing Membership.
While emergency evacuation benefits are included automatically with DAN Membership, it is your choice whether you add the additional dive injury (treatment) insurance coverage.
For Members electing to take out both Membership and Insurance the 80km evacuation restriction that applies to Membership only is waived in the case of a Covered Dive Accident only.
DAN dive injury insurance is available to any recreational diver or snorkeller, (including instructors and divemasters supervising recreational diving activities), who is a Member of DAN Asia-Pacific and is 12 years of age or older. It's also available to certain research divers & underwater photographers. Coverage is not available for commercial diving other than those activities specified.
The DAN Standard Plan (1) offers coverage for medical charges for decompression illness (DCI), which includes both arterial gas embolism (AGE) and decompression sickness (DCS) sustained on a dive or a Repetitive Dive Series to a maximum depth of 40 metres. This plan provides up to US$45,000 coverage for hyperbaric fees, physicians and medical supplies used in the treatment of DCI.
The DAN Master Plan (3) provides up to US$125,000 coverage for medical charges for decompression illness and all covered in-water injuries (including snorkelling) sustained on a dive or a Repetitive Dive Series to a maximum depth of 50 metres. The Master Plan also offers up to US$10,000 in accidental death and dismemberment benefits resulting from a covered Diving Accident; plus up to US$15,000 in permanent total disability benefits arising from a covered Diving Accident.
The DAN Preferred Plan (2) provides up to US$250,000 coverage for medical charges for a Diving (and Snorkelling) Accident. The Preferred Plan also offers up to US$10,000 in accidental death and dismemberment benefits resulting from a covered Diving Accident; plus up to US$15,000 in permanent total disability benefits from a covered Diving Accident sustained on a dive to any depth, provided that the Member held appropriate certification for the dive, and was using appropriate breathing gas mixes and equipment during the dive or Repetitive Dive Series.
The Preferred Plus Plan (4) provides up to US$250,000 coverage for medical charges for a Diving (and Snorkelling) Accident, up to US$15,000 in accidental death and dismemberment benefits and up to US$15,000 in permanent total disability benefits both from a covered Diving Accident sustained on a dive to any depth, provided that the Member held appropriate certification for the dive, and was using appropriate breathing gas mixes and equipment during the dive or Repetitive Dive Series. In addition the Preferred Plus Plan provides benefits for diving vacation cancellation (up to US$10,000) and diving vacation interruption (up to US$5,000), extra accommodations (up to US$3,000), extra transportation (up to US$2,000), and lost diving equipment (up to US$2,500).
The Preferred Plus Plan provides up to US$10,000 in non-diving accident medical insurance. This does NOT apply to accidents/illnesses that occur in the country of residence of the person as registered with DAN Asia-Pacific and must have occurred during a short (maximum 3 months) recreational trip away from this country of residence.
Click Here To See A Comparative Table Of These Plans
Click Here For Membership And Dive Injury Insurance Premiums
Click Here to Read the Insurance Policy Document for more information regarding each of the above Plans
Dive Injury Insurance is underwritten by Accident & General Insurance (AGI) for residents outside Australia. If you have any other pre-existing insurance policies your DAN policy becomes secondary coverage and will pay up to 100% of all remaining eligible expenses. If DAN is your only insurance policy it will pay up to 100% of all eligible expenses.
All this is in addition to your automatic US$100,000 DAN TravelAssist benefits - including worldwide air evacuation to an appropriate medical facility!
Some conditions and exclusions do apply to the DAN Dive Injury Policies.
Click Here To Read About These
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